The Southwest Speedy Rewards Plus Credit score Card, like all co-branded journey playing cards, is aimed toward individuals who usually fly with Southwest Airways.
It is a premium journey card that gives 3,000 miles yearly you could have it, a reduction on in-flight purchases, and two free EarlyBird Verify-Ins annually.
This card additionally contains a rewards construction, offering bonus miles on spending classes like transit, commuting, web, cable, cellphone, and choose streaming.
One other power of this card is its 60,000-mile signup bonus — which is greater than sufficient to get you a round-trip ticket or two!
If you happen to’re serious about including the Southwest Speedy Rewards Plus Credit score Card to your pockets, this information will make it easier to determine.
Is the Southwest Speedy Rewards Plus Card for me?
The Southwest Speedy Rewards Plus Card is designed for frequent flyers who prefer to journey with Southwest.
Which means when you’re a loyal Southwest buyer or stay close to a Southwest hub, this card is perhaps an important choice for you. You’ll speed up your earnings towards free flights and get some strong perks, resembling two free EarlyBird Verify-Ins annually.
If you happen to aren’t a fan of Southwest or stay in a spot the place Southwest isn’t as prevalent, this card seemingly gained’t be as worthwhile as one other airline or generic journey rewards bank card.
What makes this bank card totally different?
What makes the Southwest Speedy Rewards Plus Card totally different is its give attention to Southwest Airways.
As a result of it’s a co-branded card, it could supply distinctive advantages and perks that generic journey bank cards can’t. If you happen to fly Southwest often, you’ll take pleasure in these perks.
This card additionally comes with a nice signup bonus within the type of 60,000 bonus factors plus a 30% off promo code once you spend $3,000 utilizing the cardboard inside three months of opening your account.
You may as well obtain 10,000 Companion Go qualifying factors enhance annually. With the Companion Go, you’ll be able to title one individual, resembling a partner, accomplice, or good friend, to be your companion. They’ll get a free ticket on any flight you guide for your self.
Generic journey playing cards don’t supply these specialised advantages and bonuses, so that they seemingly gained’t be as interesting to individuals who favor to fly with Southwest.
Associated: Greatest bank card join bonuses
What are my possibilities of getting permitted?
As with all bank card, it’s vital to consider whether or not you could have an opportunity of qualifying earlier than you apply. Making use of for a brand new bank card drops your credit score rating by a number of factors, so that you don’t wish to decrease your credit score for no cause.
Chase, this Southwest bank card’s issuer, says that candidates require good credit score to be eligible for the cardboard. Meaning you must attempt to have a credit score rating of about 670 or greater earlier than you apply.
All the small print of the Southwest Speedy Rewards Plus Card
Bank cards are difficult, so earlier than you join one, you will need to be sure you perceive how they work.
Charges and costs
The very first thing to have a look at once you wish to get a brand new bank card is how a lot the cardboard will price. Some playing cards, together with journey playing cards, have annual charges, so that you wish to be certain the advantages and perks you’ll get cowl the price of having the cardboard.
The Southwest Speedy Rewards Plus Card expenses $69 per yr.
Perks and rewards
With regards to journey playing cards, it’s all concerning the perks and rewards. A great journey card ought to allow you to earn your manner towards free journeys and make it easier to journey extra comfortably.
The Southwest Speedy Rewards Plus Card does all of it, with an important signup bonus, sturdy ongoing rewards, and a few good perks to make use of everytime you’re on a flight.
To begin issues off, you’ll be able to earn 60,000 factors plus a 30% off promo code once you spend $3,000 inside your first three months of getting the cardboard.
After that, you’ll earn:
- 2 factors for every greenback spent on Southwest purchases.
- 2 factors for every greenback spent on Speedy Rewards® resort and automobile rental companions.
- 2 factors for every greenback spent on native transit and commuting, together with rideshare.
- 2 factors for every greenback spent on web, cable, cellphone companies, and choose streaming companies.
- 1 level for every greenback spent on all different purchases.
As for perks, cardholders will get a 3,000-point bonus on every card member anniversary. You may as well use the cardboard to get two free EarlyBird Verify-Ins annually and 25% again on all inflight purchases.
You’ll additionally get all the standard bank card perks and advantages, together with prolonged guarantee safety and buy safety.
Associated: Greatest journey rewards playing cards
The simplest approach to apply for the Southwest Speedy Rewards Plus card is to go to Chase’s web site. Chase is the financial institution that Southwest companions with to supply this bank card.
To begin the method, you’ll enter your private information, together with your:
- Date of beginning.
- Mom’s maiden title.
- Social Safety quantity.
- Deal with.
You’ll additionally want to supply your Southwest Speedy Rewards quantity you probably have one. If you happen to don’t, Chase will mechanically set one up for you when you’re permitted.
Lastly, you’ll enter whether or not you lease or personal, your month-to-month lease cost quantity (if relevant), and your whole annual earnings. When you apply, Chase will evaluate it and make a lending determination.
Usually, Chase can decide immediately. Nonetheless, if the financial institution has bother matching your data to your credit score file or needs to take a better take a look at a number of the utility particulars, you’ll have to attend for a call within the mail.
When you have points together with your Southwest Speedy Rewards Plus card, the perfect factor to do is attain out to Chase’s customer support.
You possibly can contact Chase by signing in to your account and sending a safe message. You may as well name bank card customer support at 1-800-432-3117 or contact @ChaseSupport on social media.
Different stuff you must know
One vital factor to notice concerning the Southwest Speedy Rewards Plus card is that it’s not the one Southwest journey card out there. There are two others: the Precedence card and the Premier card.
The Plus is the entry-level card. It has the bottom annual charge however the fewest perks of the three Southwest playing cards.
The Premier card is the subsequent degree up from the Plus card. It has a better annual charge at $99 however provides 3x factors on all Southwest purchases, 6,000 factors on each cardmember anniversary, and bonus qualifying factors towards A-Listing standing.
The Precedence card is the top-end Southwest card. It has a $149 annual charge however provides 7,500 factors on each card member anniversary and a $75 credit score for Southwest journey annually. You’ll additionally obtain 4 upgraded boardings annually.
One other factor to think about is that the Southwest Speedy Rewards Plus card is designed for Southwest flyers. The rewards you earn are fairly rigid and usually solely good for Southwest flights. There are some reward card redemption choices, however they aren’t an excellent worth.
Different bank cards to the Southwest Speedy Rewards Plus Card Credit score Card
If the Southwest Speedy Rewards Plus Card doesn’t look like the correct one for you, think about the next alternate options:
- Southwest Precedence: This card is beneficial for individuals who spend loads on it and wish to earn A-Listing standing.
- Southwest Premier: For frequent vacationers, this card’s annual assertion credit score and factors principally cowl the charge. You’ll additionally benefit from the upgraded boarding perk.
- Chase Sapphire Most well-liked® Card: That is one other Chase card with way more versatile rewards, letting you redeem factors for any journey.
- Capital One Enterprise Rewards Credit score Card: This card has a $95 annual charge and provides sturdy money again charges on journey purchases.
- American Categorical Gold: That is the mid-tier Membership Rewards card. It provides versatile rewards and an excellent earnings price on meals and journey.
How do you establish which bank card is best for you?
If you’re out there for a brand new bank card, you must examine your choices to seek out the correct one. When making this comparability, think about the next elements:
- Your means to qualify. Card issuers design totally different playing cards for folks with totally different credit score profiles. Earlier than you apply, be sure you have an excellent likelihood of qualifying for the cardboard.
- Charges. Some playing cards, particularly journey playing cards, carry annual charges. Be sure to’re getting sufficient worth from the cardboard to make the charge price paying.
- Perks. Every card has a distinct set of perks and advantages. Be sure that the perks you obtain from the cardboard are helpful for you.
- Rewards. Bank cards can supply money again, factors, miles, or different rewards. Be sure that the rewards on supply align together with your targets. It’s additionally vital to consider their flexibility. You don’t wish to be caught with miles you’ll be able to’t use. Additionally, think about the speed of incomes these rewards, and search for playing cards that provide bonuses on the kinds of purchases you make most frequently.
- Charges. Basically, you must keep away from carrying a bank card steadiness every time doable. Nonetheless, typically you need to carry a steadiness. When that occurs, having a card with a low rate of interest is nice.
Southwest Speedy Rewards Plus Card FAQ
Can I pool my Southwest miles with another person’s?
No, Southwest doesn’t supply any approach to pool your rewards with one other individual.
What’s the Southwest Companion Go?
The Southwest Companion Go is a perk you’ll be able to earn by means of a bank card signup bonus or by taking a whole lot of flights in a single yr. If you earn this go, you’ll be able to select one different individual to get a free ticket on each flight you guide till the tip of the calendar yr after you earned it.
So, when you earn the go in 2023, it can expire on the finish of 2024. Some passes earned by means of promotions have totally different expiration dates.
Can I redeem my Southwest factors for issues aside from flights?
Sure, you’ll be able to redeem your Southwest factors for reward playing cards to many in style retailers. Nonetheless, redeeming factors for flights is often a greater worth.
Why select the Southwest Speedy Rewards Plus Card?
With a powerful signup bonus and a few good perks, the Southwest Speedy Rewards Plus Card is an effective choice for frequent Southwest fliers.
Given its cheap worth, substantial signup bonus, and worthwhile perks, we give the Southwest Speedy Rewards Plus Credit score Card a 4 out of 5 score.