The Southwest Fast Rewards Plus Credit score Card, like all co-branded journey playing cards, is geared toward individuals who often fly with Southwest Airways.
This can be a premium journey card that gives 3,000 miles yearly you may have it, a reduction on in-flight purchases, and two free EarlyBird Verify-Ins every year.
This card additionally incorporates a rewards construction, offering bonus miles on spending classes like transit, commuting, web, cable, telephone, and choose streaming.
One other energy of this card is its 60,000-mile signup bonus — which is greater than sufficient to get you a round-trip ticket or two!
In the event you’re enthusiastic about including the Southwest Fast Rewards Plus Credit score Card to your pockets, this information will assist you resolve.
Is the Southwest Fast Rewards Plus Card for me?
The Southwest Fast Rewards Plus Card is designed for frequent flyers who prefer to journey with Southwest.
Which means that should you’re a loyal Southwest buyer or reside close to a Southwest hub, this card could be an excellent possibility for you. You’ll speed up your earnings towards free flights and get some strong perks, resembling two free EarlyBird Verify-Ins every year.
In the event you aren’t a fan of Southwest or reside in a spot the place Southwest isn’t as prevalent, this card probably gained’t be as useful as one other airline or generic journey rewards bank card.
What makes this bank card completely different?
What makes the Southwest Fast Rewards Plus Card completely different is its give attention to Southwest Airways.
As a result of it’s a co-branded card, it could provide distinctive advantages and perks that generic journey bank cards can’t. In the event you fly Southwest often, you’ll get pleasure from these perks.
This card additionally comes with a nice signup bonus within the type of 60,000 bonus factors plus a 30% off promo code once you spend $3,000 utilizing the cardboard inside three months of opening your account.
You may as well obtain 10,000 Companion Go qualifying factors enhance every year. With the Companion Go, you possibly can title one individual, resembling a partner, associate, or pal, to be your companion. They’ll get a free ticket on any flight you e-book for your self.
Generic journey playing cards don’t provide these specialised advantages and bonuses, so that they probably gained’t be as interesting to individuals who favor to fly with Southwest.
Associated: Finest bank card join bonuses
What are my possibilities of getting permitted?
As with every bank card, it’s vital to consider whether or not you may have an opportunity of qualifying earlier than you apply. Making use of for a brand new bank card drops your credit score rating by a couple of factors, so that you don’t need to decrease your credit score for no cause.
Chase, this Southwest bank card’s issuer, says that candidates require good credit score to be eligible for the cardboard. Meaning you need to attempt to have a credit score rating of about 670 or greater earlier than you apply.
All the small print of the Southwest Fast Rewards Plus Card
Bank cards are sophisticated, so earlier than you join one, you could ensure you perceive how they work.
Charges and costs
The very first thing to take a look at once you need to get a brand new bank card is how a lot the cardboard will price. Some playing cards, together with journey playing cards, have annual charges, so that you need to make certain the advantages and perks you’ll get cowl the price of having the cardboard.
The Southwest Fast Rewards Plus Card prices $69 per 12 months.
Perks and rewards
On the subject of journey playing cards, it’s all concerning the perks and rewards. A superb journey card ought to allow you to earn your manner towards free journeys and assist you journey extra comfortably.
The Southwest Fast Rewards Plus Card does all of it, with an excellent signup bonus, robust ongoing rewards, and a few good perks to make use of everytime you’re on a flight.
To begin issues off, you possibly can earn 60,000 factors plus a 30% off promo code once you spend $3,000 inside your first three months of getting the cardboard.
After that, you’ll earn:
- 2 factors for every greenback spent on Southwest purchases.
- 2 factors for every greenback spent on Fast Rewards® resort and automotive rental companions.
- 2 factors for every greenback spent on native transit and commuting, together with rideshare.
- 2 factors for every greenback spent on web, cable, telephone providers, and choose streaming providers.
- 1 level for every greenback spent on all different purchases.
As for perks, cardholders will get a 3,000-point bonus on every card member anniversary. You may as well use the cardboard to get two free EarlyBird Verify-Ins every year and 25% again on all inflight purchases.
You’ll additionally get all the standard bank card perks and advantages, together with prolonged guarantee safety and buy safety.
Associated: Finest journey rewards playing cards
The way to apply
The simplest method to apply for the Southwest Fast Rewards Plus card is to go to Chase’s web site. Chase is the financial institution that Southwest companions with to supply this bank card.
To begin the method, you’ll enter your private information, together with your:
- Date of start.
- Mom’s maiden title.
- Social Safety quantity.
- Deal with.
You’ll additionally want to offer your Southwest Fast Rewards quantity if in case you have one. In the event you don’t, Chase will robotically set one up for you should you’re permitted.
Lastly, you’ll enter whether or not you hire or personal, your month-to-month hire cost quantity (if relevant), and your whole annual earnings. When you apply, Chase will evaluation it and make a lending determination.
Sometimes, Chase can decide immediately. Nevertheless, if the financial institution has hassle matching your info to your credit score file or needs to take a more in-depth have a look at among the utility particulars, you’ll have to attend for a call within the mail.
You probably have points along with your Southwest Fast Rewards Plus card, one of the best factor to do is attain out to Chase’s customer support.
You may contact Chase by signing in to your account and sending a safe message. You may as well name bank card customer support at 1-800-432-3117 or contact @ChaseSupport on social media.
Different stuff you need to know
One vital factor to notice concerning the Southwest Fast Rewards Plus card is that it’s not the one Southwest journey card obtainable. There are two others: the Precedence card and the Premier card.
The Plus is the entry-level card. It has the bottom annual charge however the fewest perks of the three Southwest playing cards.
The Premier card is the subsequent stage up from the Plus card. It has the next annual charge at $99 however gives 3x factors on all Southwest purchases, 6,000 factors on each cardmember anniversary, and bonus qualifying factors towards A-Listing standing.
The Precedence card is the top-end Southwest card. It has a $149 annual charge however gives 7,500 factors on each card member anniversary and a $75 credit score for Southwest journey every year. You’ll additionally obtain 4 upgraded boardings every year.
One other factor to contemplate is that the Southwest Fast Rewards Plus card is designed for Southwest flyers. The rewards you earn are fairly rigid and sometimes solely good for Southwest flights. There are some present card redemption choices, however they aren’t a superb worth.
Various bank cards to the Southwest Fast Rewards Plus Card Credit score Card
If the Southwest Fast Rewards Plus Card doesn’t seem to be the appropriate one for you, contemplate the next alternate options:
- Southwest Precedence: This card is helpful for individuals who spend lots on it and need to earn A-Listing standing.
- Southwest Premier: For frequent vacationers, this card’s annual assertion credit score and factors principally cowl the charge. You’ll additionally benefit from the upgraded boarding perk.
- Chase Sapphire Most popular® Card: That is one other Chase card with much more versatile rewards, letting you redeem factors for any journey.
- Capital One Enterprise Rewards Credit score Card: This card has a $95 annual charge and gives robust money again charges on journey purchases.
- American Categorical Gold: That is the mid-tier Membership Rewards card. It gives versatile rewards and a superb earnings charge on meals and journey.
How do you establish which bank card is best for you?
Whenever you’re out there for a brand new bank card, you need to evaluate your choices to seek out the appropriate one. When making this comparability, contemplate the next components:
- Your potential to qualify. Card issuers design completely different playing cards for individuals with completely different credit score profiles. Earlier than you apply, ensure you have a superb probability of qualifying for the cardboard.
- Charges. Some playing cards, particularly journey playing cards, carry annual charges. Be sure you’re getting sufficient worth from the cardboard to make the charge value paying.
- Perks. Every card has a special set of perks and advantages. Ensure that the perks you obtain from the cardboard are helpful for you.
- Rewards. Bank cards can provide money again, factors, miles, or different rewards. Ensure that the rewards on provide align along with your targets. It’s additionally vital to consider their flexibility. You don’t need to be caught with miles you possibly can’t use. Additionally, contemplate the speed of incomes these rewards, and search for playing cards that provide bonuses on the varieties of purchases you make most frequently.
- Charges. Usually, you need to keep away from carrying a bank card steadiness at any time when potential. Nevertheless, typically you need to carry a steadiness. When that occurs, having a card with a low rate of interest is nice.
Southwest Fast Rewards Plus Card FAQ
Can I pool my Southwest miles with another person’s?
No, Southwest doesn’t provide any method to pool your rewards with one other individual.
What’s the Southwest Companion Go?
The Southwest Companion Go is a perk you possibly can earn by means of a bank card signup bonus or by taking plenty of flights in a single 12 months. Whenever you earn this cross, you possibly can select one different individual to get a free ticket on each flight you e-book till the top of the calendar 12 months after you earned it.
So, should you earn the cross in 2023, it should expire on the finish of 2024. Some passes earned by means of promotions have completely different expiration dates.
Can I redeem my Southwest factors for issues apart from flights?
Sure, you possibly can redeem your Southwest factors for present playing cards to many standard retailers. Nevertheless, redeeming factors for flights is often a greater worth.
Why select the Southwest Fast Rewards Plus Card?
With a robust signup bonus and a few good perks, the Southwest Fast Rewards Plus Card is an effective possibility for frequent Southwest fliers.
Given its cheap value, substantial signup bonus, and useful perks, we give the Southwest Fast Rewards Plus Credit score Card a 4 out of 5 ranking.
In the event you assume that is the appropriate card for you, apply now.