Non-Conventional Scholar Loans | Credible


Credible Ranking



Credible lender rankings are evaluated by our editorial workforce with the assistance of our mortgage operations workforce. The ranking standards for lenders embody 78 information factors spanning rates of interest, mortgage phrases, eligibility requirement transparency, reimbursement choices, charges, reductions, customer support, cosigner choices, and extra. Learn our full methodology.


4.12{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+10

3.39{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+10
  • Mounted APR:

    4.12{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+10
  • Variable APR:

    3.39{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+10
  • Min. credit score rating:
    Doesn’t disclose
  • Mortgage quantity:
    $2,001 to $400,000
  • Mortgage phrases (years):
    5, 7, 10, 12, 15, 20
  • Compensation choices:
    Full deferral, fastened/flat reimbursement, curiosity solely, educational deferment, navy deferment, forbearance, loans discharged upon dying or incapacity
  • Charges:
    None
  • Reductions:
    0.25{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0} to 1.00{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0} automated fee low cost, 1{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0} money again commencement reward
  • Eligibility:
    Should be a U.S. citizen or everlasting resident or DACA scholar enrolled a minimum of half-time in a degree-seeking program
  • Customer support:
    E-mail, cellphone
  • Gentle credit score test:
    Sure
  • Cosigner launch:
    After 12 on-time principal and curiosity funds
  • Mortgage servicer:
    Launch Servicing, LLC


Credible Ranking



Credible lender rankings are evaluated by our editorial workforce with the assistance of our mortgage operations workforce. The ranking standards for lenders embody 78 information factors spanning rates of interest, mortgage phrases, eligibility requirement transparency, reimbursement choices, charges, reductions, customer support, cosigner choices, and extra. Learn our full methodology.


4.74{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+1

4.4{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+
  • Mounted APR:

    4.74{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+1
  • Variable APR:

    4.4{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+
  • Min. credit score rating:
    720
  • Mortgage quantity:
    $1,000 to $350,000
  • Mortgage phrases (years):
    5, 10, 15
  • Mortgage sorts:
    Any personal or federal scholar mortgage
  • Compensation choices:
    Full deferral, full month-to-month fee, curiosity solely, instant reimbursement, educational deferment, navy deferment, forbearance, loans discharged upon dying or incapacity
  • Charges:
    Late charge
  • Reductions:
    Autopay, loyalty
  • Eligibility:
    Obtainable in all 50 states (worldwide college students can apply with a creditworthy U.S. citizen or everlasting resident cosigner)
  • Customer support:
    E-mail, cellphone, chat
  • Gentle credit score test:
    Sure
  • Cosigner launch:
    After 36 months
  • Mortgage servicer:
    Firstmark Providers


Credible Ranking



Credible lender rankings are evaluated by our editorial workforce with the assistance of our mortgage operations workforce. The ranking standards for lenders embody 78 information factors spanning rates of interest, mortgage phrases, eligibility requirement transparency, reimbursement choices, charges, reductions, customer support, cosigner choices, and extra. Learn our full methodology.


3.99{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+2,3


2.99{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+2,3
  • Mounted APR:

    3.99{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+2,3
  • Variable APR:

    2.99{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+2,3
  • Min. credit score rating:
    Doesn’t disclose
  • Mortgage quantity:
    $1,000 as much as value of attendance
  • Mortgage phrases (years):
    5, 8, 10, 15, 20
  • Compensation choices:
    Full deferral, full month-to-month fee, fastened/flat reimbursement, curiosity solely, instant reimbursement, educational deferment, forbearance, loans discharged upon dying or incapacity
  • Charges:
    Late charge
  • Reductions:
    Autopay
  • Eligibility:
    Should be a U.S. citizen or everlasting resident and be making passable educational progress.
  • Customer support:
    E-mail, cellphone
  • Gentle credit score test:
    Sure
  • Cosigner launch:
    After 24 months
  • Mortgage servicer:
    School Ave Servicing LLC


Credible Ranking



Credible lender rankings are evaluated by our editorial workforce with the assistance of our mortgage operations workforce. The ranking standards for lenders embody 78 information factors spanning rates of interest, mortgage phrases, eligibility requirement transparency, reimbursement choices, charges, reductions, customer support, cosigner choices, and extra. Learn our full methodology.


3.65{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+

4.18{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+
  • Mounted APR:

    3.65{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+
  • Variable APR:

    4.18{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+
  • Min. credit score rating:
    Doesn’t disclose
  • Mortgage quantity:
    $1,000 to $99,999 yearly
    ($180,000 mixture restrict)
  • Mortgage phrases (years):
    7, 10, 15
  • Compensation choices:
    Full deferral, instant reimbursement, interest-only reimbursement, flat/full reimbursement, educational deferment, navy deferment, forbearance, loans discharged upon dying or incapacity
  • Charges:
    None
  • Reductions:
    Autopay
  • Eligibility:
    Obtainable to debtors in all 50 states. Should be a U.S. citizen or everlasting resident.
  • Customer support:
    Telephone, e mail
  • Gentle credit score test:
    Sure
  • Cosigner launch:
    After 36 months
  • Mortgage servicer:
    American Training Providers
  • Min. earnings:
    Doesn’t disclose


Credible Ranking



Credible lender rankings are evaluated by our editorial workforce with the assistance of our mortgage operations workforce. The ranking standards for lenders embody 78 information factors spanning rates of interest, mortgage phrases, eligibility requirement transparency, reimbursement choices, charges, reductions, customer support, cosigner choices, and extra. Learn our full methodology.


6.02{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+7

6.06{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+7
  • Mounted APR:

    6.02{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+7
  • Variable APR:

    6.06{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+7
  • Min. credit score rating:
    750
  • Mortgage quantity:
    $1,000 to $200,000
  • Mortgage phrases (years):
    7, 10, 15
  • Compensation choices:
    Full deferral, full month-to-month fee, curiosity solely, instant reimbursement, educational deferment, loans discharged upon dying or incapacity
  • Charges:
    Late charge
  • Reductions:
    Autopay
  • Eligibility:
    Should be a U.S. citizen or everlasting resident and have a minimal earnings of $30,000.
  • Customer support:
    E-mail, cellphone
  • Gentle credit score test:
    Sure
  • Cosigner launch:
    After 36 months
  • Mortgage servicer:
    Granite State Administration & Sources (GSM&R)


Credible Ranking



Credible lender rankings are evaluated by our editorial workforce with the assistance of our mortgage operations workforce. The ranking standards for lenders embody 78 information factors spanning rates of interest, mortgage phrases, eligibility requirement transparency, reimbursement choices, charges, reductions, customer support, cosigner choices, and extra. Learn our full methodology.


5.25{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+8

4.38{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+8
  • Mounted APR:

    5.25{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+8
  • Variable APR:

    4.38{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+8
  • Min. credit score rating:
    670
  • Mortgage quantity:
    $1,001 as much as value of attendance
  • Mortgage phrases (years):
    5, 10, 15
  • Compensation choices:
    Full deferral, full month-to-month fee, curiosity solely, instant reimbursement, educational deferment, forbearance
  • Charges:
    Late charge
  • Reductions:
    Autopay, reward for on-time commencement
  • Eligibility:
    Should be an Indiana resident or a U.S. citizen attending an eligible Indiana college
  • Customer support:
    E-mail, cellphone, chat
  • Gentle credit score test:
    Sure
  • Cosigner launch:
    After 48 months
  • Mortgage servicer:
    American Training Providers


Credible Ranking



Credible lender rankings are evaluated by our editorial workforce with the assistance of our mortgage operations workforce. The ranking standards for lenders embody 78 information factors spanning rates of interest, mortgage phrases, eligibility requirement transparency, reimbursement choices, charges, reductions, customer support, cosigner choices, and extra. Learn our full methodology.


4.89{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+
N/A
  • Mounted APR:

    4.89{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0}+
  • Variable APR:
    N/A
  • Min. credit score rating:
    670
  • Mortgage quantity:
    $1,500 as much as value of attendance much less assist
  • Mortgage phrases (years):
    10, 15
  • Compensation choices:
    Full deferral, curiosity solely, instant reimbursement, educational deferral, forbearance
  • Charges:
    None
  • Reductions:
    None
  • Eligibility:
    Should be a U.S. citizen or everlasting resident and be making passable educational progress.
  • Customer support:
    E-mail, cellphone
  • Gentle credit score test:
    Sure
  • Cosigner launch:
    After 48 months
  • Mortgage servicer:
    American Training Providers (AES)


Credible Ranking



Credible lender rankings are evaluated by our editorial workforce with the assistance of our mortgage operations workforce. The ranking standards for lenders embody 78 information factors spanning rates of interest, mortgage phrases, eligibility requirement transparency, reimbursement choices, charges, reductions, customer support, cosigner choices, and extra. Learn our full methodology.


3.75{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0} – 13.72{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0} APR9

4.0{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0} – 14.34{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0} APR9
  • Mounted APR:

    3.75{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0} – 13.72{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0} APR9
  • Variable APR:

    4.0{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0} – 14.34{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0} APR9
  • Min. credit score rating:
    Doesn’t disclose
  • Mortgage quantity:
    $1,000 as much as 100{103b56ea92be0dd41565f6f69e3e801704648e8db5bb0ea690860a645c388de0} of school-certified value of attendance
  • Mortgage phrases (years):
    10 to fifteen
  • Compensation choices:
    Full deferral, fastened/flat reimbursement, curiosity solely, educational deferment, forbearance, loans discharged upon dying or incapacity
  • Charges:
    Late charge
  • Reductions:
    Autopay
  • Eligibility:
    Should be a U.S. citizen or everlasting resident. Additionally out there to non-U.S. citizen college students (together with DACA college students) attending a college positioned within the U.S. who apply with a qualifying cosigner.
  • Customer support:
    Telephone, chat
  • Gentle credit score test:
    Sure
  • Cosigner launch:
    After 12 consecutive on-time funds
  • Mortgage servicer:
    Sallie Mae
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